983 of 983
transactions found on the two statements. None missed, none invented.
Bank statement fields
Bank statements, one transaction to a row.
Read the account details, the balances and every transaction, with its date, description, money out and money in. The transactions are added up against the totals the statement prints.
Your workspace
This is where you work. See it before you sign up.
The same workspace you get when you sign up, opened on the screen closest to this kind of document. Pick a tab to see the rest.
Each list you have made shows its files, how many are waiting for a look and how many are confirmed.
The count at the top shows the pages you have left this month.
Pick the ready list nearest your document, such as an invoice, a receipt or a bank statement, or start with a blank one.
Then name each value you want, say what kind it is, and change any field you like.
Each file is one row and each value you asked for is one column.
A mark on every value says whether it was found on the page, so nothing is filled in to look complete.
Receipt photos on these screens are from the public CORD v2 set by NAVER Clova, licence CC BY 4.0.
Click a value and its box lights up on the page, with a close-up of what was read beside it.
Warnings stay in view, and a person confirms each file before it can be downloaded.
Receipt photos on these screens are from the public CORD v2 set by NAVER Clova, licence CC BY 4.0.
Download your checked files as Excel, CSV or JSON, and choose how lists are shown.
If a file still has warnings, Takarda lists every one first and asks you to confirm.
Receipt photos on these screens are from the public CORD v2 set by NAVER Clova, licence CC BY 4.0.
Make a key, and your own software can send files and read the values back.
Each file it sends counts against your pages like any other upload.
Read your own files after you sign up: the free plan reads 30 pages a month.
What it reads
Bank statement fields. Change any of them.
The ready field list starts with these fields. Reword a field, remove it, or add your own.
Fields
10 on the ready list- Bank
- Account name
- Account number
- Currency
- From
- To
- Opening balance
- Closing balance
- Total money out
- Total money in
Transactions
A list, one row for each- Date
- Description
- Money out
- Money in
- Balance
Tested on real documents
Tested on two real statements.
We read two real bank statements, 48 pages in all, with the ready Bank statement field list. Then we checked every cell against an answer key. These are the figures of the version we tested.
1,966 of 1,966
amounts and running balances right.
1,358 of 1,365
boxes in the right place. But only 1,365 of 3,932 values had a box at all.
A fintech wallet statement
Two months, two accounts in one file (a wallet and a savings account), phone-bank PDF. 36 pages, 819 rows.
| What was counted | Count | What it means |
|---|---|---|
| Transactions found | 819 of 819 rows100% | None missed, none invented. |
| Amounts exactly right | 819 of 819 rows100% | Money in or money out, to the kobo. |
| Running balances exactly right | 819 of 819 rows100% | |
| Money in and money out mixed up | 0 of 819 rows0.0% | |
| Dates on the right day | 818 of 819 rows99.9% | |
| Descriptions word for word | 781 of 819 rows95.4% | 28 of the 38 misses differ only in spacing; 6 lost the first line where the row starts at the bottom of a page; 4 have misread characters. |
| Values at the top of the statement right | 10 of 10 values100% | |
| Boxes in the right place | 1,064 of 1,071 boxes99.3% | |
| Values that had a box on the pageWeak spot | 1,071 of 3,276 values32.7% | A weakness of the version tested: most right values had no box and said Not on the page. |
| Time from upload to ready | 14 minutes 8 seconds | 36 pages. |
| Cost of the reading | ₦1,768 (about $1.11) | At ₦1,600 to the dollar. |
A naira account statement from a payments app
Nine months, newest first, one signed amount column, phone-bank PDF. 12 pages, 164 rows.
| What was counted | Count | What it means |
|---|---|---|
| Transactions found | 164 of 164 rows100% | None missed, none invented. |
| Amounts the right size | 164 of 164 rows100% | 92 money-out amounts were stored with their printed minus sign. |
| Running balances exactly right | 164 of 164 rows100% | |
| Dates on the right day | 164 of 164 rows100% | |
| Descriptions word for word | 163 of 164 rows99.4% | |
| Values at the top of the statement right | 10 of 10 values100% | |
| Boxes in the right place | 294 of 294 boxes100% | |
| Values that had a box on the pageWeak spot | 294 of 656 values44.8% | |
| Time spent reading | 2 minutes 51 seconds | 12 pages. |
| Cost of the reading | ₦293 (about $0.18) | At ₦1,600 to the dollar. |
The pages, with Takarda’s boxes
What it found, on the page.
Every character is blurred on purpose. The coloured boxes are where Takarda found each value. Some rows have no box: those are the values that said Not on the page although they were right, described below.
How we measured it
An answer key, checked twice.
We built the answer key from each file’s own text, with the position of every value. We then checked it against what the statement prints about itself: its transaction counts, totals, opening and closing balances and every running balance. Two people compared the key with the page pictures. Neither found a problem.
Takarda’s rows were matched to the key’s rows by date, amount and balance. Every cell was compared by value: money to the kobo, dates by day, descriptions word for word. Each box was compared with the key’s position for the same cell.
These are the figures of the version tested. We have since changed how Takarda reads statements: more boxes on statement rows, one check for each account, dates with a time, amounts without their minus sign, fewer wasted reads and descriptions that cross a page break. Those changes have not been measured again, so none of them is counted here.
What went wrong
Shown, not hidden.
Most of the trouble was in the labels, not the values: right values that said Not on the page or Doesn’t match. A few values were wrong too. These are the problems we found.
A fintech wallet statement
- ProblemOnly 1,071 of 3,276 values had their box on the page; the rest were right but said Not on the page.
- ProblemThe file holds two accounts and the field list expected one, so the money in and money out totals were marked Doesn't match although every amount was right.
- Problem238 dates printed with a time of day were read on the right day but not recognised as dates.
- Problem24 of 66 reading calls ran out of room on dense pages; a third of the cost was spent on answers that were thrown away and read again.
A naira account statement from a payments app
- Problem92 money-out amounts kept the minus sign the statement prints, so a download would show them as negative numbers.
- Problem362 right values had no box and said Not on the page.
Your own fields
Start from this one. Make it yours.
Reword a field, add one, remove one, or start blank. Describe each field in a sentence, give a typical value, and save the field list. Use it for every file after that.
No training needed
Describe a field as you would to a colleague.
There is nothing to train and no files to label. For each field, write its name, say in a sentence what to look for, and give a typical value. If a value comes back empty, reword the sentence and read the file again.
01
Name it
A short name you would use in a spreadsheet column.
02
Say what to look for
One sentence, written as you would explain it to a new colleague.
03
Give a typical value
It shows Takarda the shape of the answer: an amount, a date, a name.
Any format
Photos, scans, PDFs, Word and text.
Upload what you have. Takarda prepares each file before it reads it, so a crooked photo and a clean PDF end up in the same columns.
- Scans
- Phone photos
- Images
- Word files
- Text files
A file can have up to 100 pages and be up to 20 MB. Upload up to 50 files at a time.
Security
Your documents stay yours.
Kept in Africa, read in Europe
Stored in Africa (Johannesburg). Takarda AI reads each page in the European Union.
Never used for training
Takarda does not use your documents to train any model.
Encrypted
Files travel over an encrypted connection and are stored encrypted.
Every change logged
Each correction and confirmation is logged with who made it. The original reading stays beside it.
Questions
Plain answers to plain questions.
Does it read a statement with many pages?
Yes, up to 100 pages in one file. The transactions come back as one list with a row for each, and you can spread it so every transaction has its own row in Excel.
Can it read the statement my bank app shows as a screenshot?
Yes. Screenshots and photos are read like any page. A screenshot that cuts off part of the table can only give you the part it shows.
Will it tell me if a number looks wrong?
Yes. Money out and money in are added up from the transactions and compared with the totals the statement prints. A difference is marked Doesn't match with both numbers beside it. Takarda never changes a figure to make it fit.
Which files can I upload?
PDFs, JPG, PNG and HEIC pictures, Word (.docx) files and plain text (.txt) files. A file can have up to 100 pages and be up to 20 MB, and you can upload up to 50 files at once. A file Takarda cannot open is refused with a plain note on what to send instead.
What if a value is not on the page?
It reads Not on the page and stays empty. Takarda does not guess to fill a gap. A value that is found points to a box on the page. Some wrong readings can still get through, which is why you look at each file and confirm it before you download.
What does it cost?
The Free plan reads 30 pages a month. Paid plans start at ₦30,000 a month for 250 pages, in naira, month to month. You pay for the pages Takarda reads, not for the people on your team.